I come from a long line of mortgage and real estate professionals. I began my career in the mortgage business 30 years ago, as a mortgage processor. In 1995 I started originating loans while continuing to process. I have gained immeasurable experience and knowledge over the years, as I have handled every kind of loan, and every situation imaginable. I am fortunate to receive referrals from past clientele, and that is the best feeling in the world, to know that my clients trust me and want to work with me again and refer me to their friends and family.
At MortgageRight, I have the ability to originate a large range of mortgage programs, and whether purchasing or refinancing a home, I will work hard to get you the best loan program and the best rate possible. With mortgage programs and market conditions changing constantly, you need to make sure you are working with a skilled professional who can respond to you quickly.
I work with a team of highly qualified individuals who share my vision, and believe in hard work, integrity, and being accessible to our clients. When I’m not working, you can find me with my husband of 28 years, my two kids, and our 5 rescue animals – 3 dogs and 2 cats. Life is busy and I love it!
If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.
Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.
It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.