Homes For TEXAS Heroes Program
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We’ve partnered with the Texas State Affordable Housing Corporation to offer exclusive discounts for Texans with Heroic Professions.

We help Texas Heroes buy a home of their own.

At MortgageRight, we partnered with the Texas State Affordable Housing Corporation (TSAHC), and we help Texans buy a home for themselves and their families. The Homes for Texas Heroes Program offers home loans and down payment assistance for teachers, police officers, firefighters and EMS personnel, corrections officers, and veterans. 

What Does the Homes for Texas Heroes Program Offer?

The Homes for Texas Heroes Program is designed to help Texans who serve their communities get the money and support they need to buy a home. 

If you qualify, MortgageRight partnered with TSAHC will provide you with a mortgage loan and funding to use for your down payment – between 3 to 5% of assistance. You can choose to receive the down payment assistance as a grant (which does not have to be repaid) or a deferred forgivable second lien loan (which only has to be repaid if you sell or refinance within three years).

Are You Eligible?

The Homes for Texas Heroes Program assists the following hero professions* with down payment assistance and fixed rate home loans. 

  • Professional educators, which includes the following full-time positions in a public school district: school teachers, teacher aides, school librarians, school counselors, and school nurses 
  • Police officers and public security officers 
  • Firefighters and EMS personnel
  • Veterans or active military
  • Correction officers and juvenile corrections officers
  • Nursing faculty and allied health faculty

*More details on profession requirements can be found here.

Are You A First-Time Home Buyer?

If you are buying your first home, you can also apply for a mortgage interest tax credit known as a Mortgage Credit Certificate (MCC). To qualify, you must meet certain income requirements and the home must meet certain sales price restrictions. The Eligibility Quiz will also help you determine if you qualify for an MCC. 

Plus, if you are a Texas Hero, and you use an MCC and Down Payment Assistance together, your MCC is free—an additional $500 in savings!  

Ready to Start?

The first step is to take our quick online Eligibility Quiz. This quiz will tell you whether you’re eligible for our assistance. If you are eligible, we will reach out with the next steps! 

You will also be required to complete an approved home buyer education course before closing on your home. 

Find Your Local Branch

Before we get started, let’s get you connected with your local branch